María Magdalena, 59, is married and has a 14-year-old son; she lives with her husband and son in San Miguel, Bolívar Province.
María Magdalena has an eatery where she sells breakfast, lunch and dinner. She’s asking for the loan to buy tables, chairs and a large oven. With help from the loan she will be able to make the purchases she needs to much in order to enlarge the business. She will make her purchases in San
Miguel and she sells food every day in San Miguel.
Her dream is to be able to enlarge the business and the challenge she faces is succeeding in having a large restaurant that will be very well liked by the customers. She likes to knit in her free time.
MARIA EDELINA tiene 59 años de edad es casada tiene un hijo de 14 años de edad, vive con el esposo y con el hijo en San Miguel provincia de bolívar.
MARIA EDELINA ella tiene un salon donde vende desayunos, almuerzos y meriendas. Solicita el crédito para comprar mesas, sillas, un horno grande. Con la ayuda del crédito podrá realizar las compras que tanto necesita para poder agrandar el negocio.
Las compras de los realiza en San Miguel y ellas ventas de las comidas lo hace en San Miguel todos los días.
El suelo es poder ampliar el negocio. Los desafíos a los que se enfrenta es llegar a tener un restaurante grande y que les guste mucho a los clientes.
En el tiempo libre le gusta tejer.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!