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Santa Maria Group
In this Group: Heladia, Virginia, Ramon, Maria Jacinta, Maria Concepcion
Heladia is 44 years old and is originally from a Mazahua town called Francisco Serrato, a community where the people are hardworking and there is a spectacular view of the mountains, dense with pine trees and where the local people extract the raw material in order to make crafts from ocoshal trees.

Heladia has had a mill for four years and she says that she got it because the community did not have one. Before they had to grind the grain on a metate [handmade grinding stone] for making tortillas and thanks to the mill the women in her town never get tired and the mill grinds the grains much more rapidly. Also she says that they grind grains to make mole (a regional food) and that there are various grains that they grind to make that meal.

She says she is asking for a loan in order to buy some spare parts for her mill and also to buy some lime, corn, firewood and she also sells mesa [dough made from a mixture of flours] in order to make tortillas. She comments that the products she uses to make the masa come from a town called Zitacuaro where she obtains a better price.

Heladia’s goal is to buy another mill of larger capacity in order to improve the conditions for the people of the village and later she wants to sell tortillas made by hand.

The other four members of the group are called Virginia, Ramon, Maria Jacinta and Maria Concepcion. They will use their loans to buy articles to supply a grocery store, for seasonal fruits and vegetables to sell, to buy two cows to raise and later sell, and to buy soft drinks to sell.
View original language description ↓
Heladia tiene 44 años de edad y es originaria una localidad mazahua llamada Francisco Serrato, una comunidad donde la gente es muy trabajadora y hay una vista espectacular a sus montes tupidos de arboles de pino y donde la gente de su localidad extrae la materia prima para hacer artesanía de ocoshal. Doña Heladia tiene un molino desde hace cuatro años y dice que lo puso por falta de uno en su comunidad ya que antes tenían que moler los granos para hacer tortillas en un metate y gracias al molino ya las mujeres de su localidad no se cansan tanto ya que en el molino es más rápido moler sus granos, también dice que muele granos para hacer mole (comida regional) ya que son varios granos los que se muelen para hacer esa comida. Dice que está pidiendo un crédito para la compra de refacciones para su molino y también para la compra de cal, maíz, leña ya que también vende masa para hacer tortillas. Comenta que ella surte sus productos que ocupa para hacer la masa en una población llamada Zitacuaro donde le dan precios mas económicos. La meta de doña Heladia es comprar otro molino de mayor capacidad para mejorar también las condiciones del pueblo y más adelante quiere vender tortillas hechas a mano. Los otros cuatro integrantes del grupo se llaman Virginia, Ramon, Maria Jacinta y Maria Concepcion ellos invertirán sus créditos en la compra de artículos para surtir una tienda de abarrotes, en frutas y legumbres de temporada para su venta, en la compra de dos vacas para criarlas y después venderlas y en la compra de refrescos para su venta.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 64
    View loans »
    Mexico Loans Fundraising
  • $20,028,775
    Funds lent in using Kiva
  • 13.8
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Santa Maria Group's $2,125 loan helped a member to have a mill serviced.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
May 11, 2012
May 28, 2012
Currency Exchange Loss:
Dec 15, 2012