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Oracle Plus Group
In this Group: Ben , Sidonie, Octave, Angélique, Nekua, Mimy, Baudouin, Fany, Dany, Delly, Martin, Jeannot, Trésor
Ben is the leader of the Community Bank, “Oracle Plus”. The group is composed of thirteen members united in solidarity to receive loans from Kiva through MFI HOPE RDC with the goal of developing their businesses.

Ben makes his living by selling home appliances at the market. He began his business in 1997. With hard work and determination, his business has prospered. Ben is now well-known and liked through his business. He is a trustworthy client who received three times the MFI HOPE DRC loans and fully repaid them. Since that time his business has prospered, and the loans he has received have helped him rent a well-located business place. He makes about US $120 of profit each week.

Ben intends to use the next loan to purchase more home appliances in bulk to meet the customer demand and generate additional profits. He is 33 years old, married, and a father of three children, aged between 6 months and 8 years old, of whom two go to school. His ambition is to open a general store in his area.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 6
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $11,635,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Oracle Plus Group's $3,350 loan helped a member to buy more home appliances in bulk to meet the customer demand and generate additional profits.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
May 11, 2012
May 21, 2012
Currency Exchange Loss:
Oct 15, 2012