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Oñondivepa Group
In this Group: Pablina, Benancia, Dionicia, Estela, Nelida, Maria, Cirila, Rosa, Mercedes, Lucia, Guillermina, Maria, Rosa, Pablina, Ignacia
View original language description ↓
The “Oñondivepa” (A Guarani word that means “All together”) committee, was established by several neighbours from the Villa La Conquista suburb in the town of Nemby, which is a neighbouring town of Villa Elisa in which the Fundación Paraguaya regional offices are found.

At the beginning, this group had some problems with a few members who didn't comply responsibly with the collective agreement for credits: today this difficulty has been totally overcome and the continuing members are very responsible in their repayments.

Despite these difficulties, they haven't lost their enthusiasm for the programme and the women say that they have taken all possible advantage of it and have learnt a lot about saving and marketing techniques which they have successfully implemented in their microbusinesses.

All the members of the committee are also microbusiness enterpreneurs and hardworking, enterprising women. They are also all mothers and housekeepers, a fact which serves to make them all closer. In the photograph, you can see all the members of the committee. All the members have their own activities, although some also have formal jobs and develop their businesses in their spare time in order to increase their incomes. The committee knows how to work in a team and in harmony and they have demonstrated these skills on every occasion when they have organized activities collectively to obtain extra income for their savings.

,p>They are asking for a credit to invest in their microbusinesses, among the merchandise to be purchased are: drinks, sugar, flour, milk, coffee, oil, mean, fruit, vegetables, snacks, articles for hairdressing such as shampoo, nail polish, clothes, coal, cleaning products etc.

Translated from the Spanish by Katy Long, Kiva Volunteer

El Comitè “Oñondivepa” palabra en guaraní que significa “Todas Juntas” se formó a partir de la unión de varias vecinas del barrio Villa La Conquista de la ciudad de Ñemby, esta ciudad es vecina de la ciudad de Villa Elisa en donde se encuentra localizada una de las oficinas regionales de Fundación Paraguaya.

En un principio, este grupo tuvo algunas dificultades con algunas integrantes que no cumplían responsablemente con el compromiso solidario en los créditos, hoy día esta dificultad está totalmente superada y las integrantes que siguen son personas muy cumplidoras en sus pagos.

A pesar de las dificultades, no perdieron el entusiasmo en el programa ya que ellas cuentan que el mismo les ha sido de mucho provecho, han aprendido mucho sobre el ahorro y técnicas de marketing que implementan exitosas en sus microempresas.

Todas las integrantes del comité además de ser microempresarias y mujeres emprendedoras, también son madres y amas de casa, por lo que esto las une aún más. En la fotografía tomada, se encuentran todas las integrantes del comité. Todas las integrantes tienen sus actividades propias, aunque algunas tienen trabajos formales, desarrollan sus emprendimientos en un tiempo extra para acrecentar sus ingresos. El comité sabe trabajar en equipo y en forma armoniosa esto se ha demostrado en todas las ocasiones en que organizaron actividades en conjunto para obtener ingresos extras en sus ahorros.

Ellas solicitan el crédito para invertir en sus microempresas, entre las mercaderías a ser compradas son: bebidas, azúcar, harina, leche, café, aceite, carne, frutas, verduras, golosinas, artículos para peluquería como shampoo, esmalte para uñas, ropas, carbón, productos de limpieza, etc.

Additional Information

About Fundación Paraguaya

Fundación Paraguaya is a financially self-sustaining social enterprise that promotes entrepreneurship in urban and rural areas through microfinance, education programs, and more. Its focus on agriculture has helped many farmers boost their crop yields. And a number of other borrowers have taken out loans to start and grow social businesses that have helped deliver eyeglasses, medicines and other helpful services in their local communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Paraguay

  • $8,400
    Average annual income
  • 56
    View loans »
    Paraguay Loans Fundraising
  • $33,435,825
    Funds lent in using Kiva
  • 4,375.3
    Paraguay Guarani (PYG) = $1 USD

Success!! The loan was 100% repaid

A portion of Oñondivepa Group's $1,625 loan helped a member purchase drinks, sugar, flour, milk, coffee, oil, mean, fruit, vegetables, snacks, articles for hairdressing such as shampoo, nail polish, clothes, coal, cleaning products etc.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Apr 24, 2008
Apr 9, 2008
Currency Exchange Loss:
Jul 14, 2008