La Buchicata Group
Update on La Buchicata GroupGladis Alicia, who makes a living selling food, is a new person who became part of this group.
This group's representative is María de la Paz, a happy, nice, hardworking, and above all, very humble, woman. Ms. Mari, as she is better known, tells us that she has been making a living selling bread, cheese, meat enchiladas, butchered chicken, and farm eggs for ten years. She tells us that what she likes most about her business is attending to people and giving them the gift of a smile to make their lives happier. Ms. Mari says that formerly she used to sell grocery merchandise but for health reasons had to leave the city and close her grocery shop. When she returned she began to sell eggs, meat enchiladas, and cheese. With her earnings she bought a chicken to sell. She sells chicken in her home: she takes a table out in the corridor and sits down to sell.
She asked for a loan to buy more chicken to sell since she considers it to be a good business. Also, she's going to invest it in the purchase of grocery merchandise since she would like to open her store again.
She is thankful for the foundation for the support they give to all the hardworking, humble women.
La representante de este grupo es la señora María de la Paz, una señora alegre amable, trabajadora y sobre todo muy humilde.
Doña Mari como mejor la conocen nos dice que se dedica a la venta de pan, queso, carne enchilada, pollo destazado y huevos de granja desde hace diez años. Nos dice que lo que más le gusta de su negocio es atender a las personas y regalarles una sonrisa y alegrarles la vida. Doña Mari cuenta que anteriormente vendía mercancía de abarrotes pero por cuestiones de salud tuvo que salir de la ciudad y cerró su tienda de abarrotes, pero cuando regreso empezó a vender huevos, carne enchilada y queso; con las ganancias compró pollo para la venta. Ella vende los pollos en su casa: saca una mesa en el corredor y se sienta a vender.
Pidió el crédito para la compra de más pollos para la venta ya que considera que es un buen negocio, también lo va invertir para la compra de mercancía de abarrotes ya que desea abrir su tienda una vez más.
Le da las gracias a fundacion por el apoyo que les da a todas las mujeres trabajadoras y humildes.
Previous Loan DetailsThis group is called 'La Buchicata'. It has 11 members. They are all hard-working people who, since they were very young, have known what it means to earn their daily bread and earn the love of their families through hard work. The group's representative is Jacinto, who is better known as Don ... More from La Buchicata Group's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid