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Soleil Plus Group
In this Group: Gertrude, July, Moïse, Sylvain, François, Véronique, Betty, Charles, Alphonsine, Dauda, Philippe

Update on Soleil Plus Group

Gertrude is the leader of the Community Bank called “Soleil Plus” which means “Sun” in English. The group is composed of 11 members united in solidarity to receive Kiva loans with the goal of developing their businesses.

Gertrude is 47 years old and a mother of 6 children. She has been active in her business for years. She sells women's shoes. She began her business selling these items. Gertrude joined one of Hope's groups (a D.R. Congo Microfinance Program) in 2010, and has received 7 different loans that she has repaid properly. Thanks to Hope's loans, Gertrude's business has prospered and generates a profit of US$25 per day.

With her next loan, Gertrude intends to increase the stock of her goods by buying more pairs of women's shoes in bulk and reselling them at a profit, in order to increase her profits. Her ambition is to open a women's shoe shop due to the high demand in her environment. Gertrude works hard in order to achieve her dream.

Previous Loan Details

July is a leader of a community bank named “Soleil Plus,” which is composed of 11 micro-entrepreneurs united in solidarity to receive loans from Kiva through IMF HOPE RDC with the goal of developing their businesses. July is 57 years old and the father of six children between 7 and 21 years old... More from Soleil Plus Group's previous loan »

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 44
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $11,989,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Soleil Plus Group's $4,850 loan helped a member to increase the stock of her goods by buying more pairs of women's shoes in bulk and reselling them at a profit.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
May 18, 2012
May 21, 2012
Currency Exchange Loss:
Oct 15, 2012