Flor Margarita Group
Update on Flor Margarita GroupThe new members of this group are Sras. Lucia Maricela, Margarita, and Gloria. They engage in different retail businesses selling natural products, frozen popsicles, and chickens.
Sra. Gloria is 36 years old and has been selling chickens and vegetables for two years. She says that she sells the chickens in the subdivisions within her community. Gloria started her business by purchasing two chickens. She realized that this would be a good venture to pursue and decided to buy more. On one occasion, she did not have enough money to buy a case of chickens. A friend suggested that she work with Fundación Realidad so that she could expand her business. What she likes most about her business is that the chickens she sells are very good and generate excellent income that will improve the life of her children.
Doña Gloria is a single mother with five children: José Manuel, Marisol, Rubi, Esperanza, and José Antonio. Her children are her greatest treasures and the motivation that drives her to work each day. She is requesting a loan to buy more chickens, butchered and live, that she can sell. Gloria says that she is pleased with the support that Fundación Realidad has given her so that she can work more, earn more income, and provide a good education for her children.
The members of this group express their thanks to Fundación Realidad for helping single women who want to make progress.
La señora Gloria tiene treinta y seis años de edad se dedica a la venta de pollos y a la venta de verduras desde hace dos años, dice que vende los pollos en las colonias de su comunidad.
Obtuvo su negocio comprando primeramente dos pollos y se dio cuenta que era un buen negocio y decidió comprar mas pero en una ocasión no tenia suficiente dinero para comprar una caja de pollos y una de sus compañeras le dijo que trabaja con fundacion y para que pudiera engrandecer su negocio.
Lo que mas le gusta de su negocio es que pollo se vende muy bien y deja buenas ganancias y puede mejorar la calidad de vida de sus hijos.
Doña Gloria es madre soltera tiene cinco hijos José Manuel, Marisol, Rubi, Esperanza y José Antonio sus hijos para ella son sus mas grandes tesoros y su motor para trabajar cada día.
Pidió el crédito para la compra de más pollos para la venta destazados y vivos.
Dice que esta contenta por el apoyo que le ha dado fundacion para que pueda trabajar mas y obtener mas ganancias y así darle una buena educación a sus hijos.
Las integrantes de este grupo le dan las gracias a fundacion por ayudar a las mujeres solteras con deseos de progresar.
Previous Loan DetailsThis group is called “Flor Margarita” and has eleven indigenous members who carry out a variety of economic activities. One of the members is Alma Yuridia, 21. She is a person with a strong drive to succeed and she wants her dreams to become a reality. She completed middle school and would lik... More from Flor Margarita Group's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid