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Sarah is married with three children, all of whom go to school. She resides in a home that she owns and the family has access to electricity and piped water. Her monthly expenses include school fees and feeding the family.

Sarah has a cosmetics business. She works on all categories of hair and at times moves door-to-door looking for customers who want their hair to be plaited. In addition to her salon business, she generates additional income by selling used shoes.

Sarah has applied for a loan of 700,000 Ugandan shillings from MCDT SACCO to buy more boxes of cream relaxers, weaves, and braids. Her major business challenges include an insufficient market and seasonality. She aspires to own a fully stocked salon, to educate her children up to the university level, and to build rental rooms.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 233
    View loans »
    Uganda Loans Fundraising
  • $31,032,525
    Funds lent in using Kiva
  • 2,470.0
    Uganda Shillings (UGX) = $1 USD