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Sanza Plus Group
In this Group: Martinette, Antoinette, Elisée, Julienne, Brigitte, Marie*, Elisabeth, Madeleine, Pauline*, Anivie, Lusungu *, Arthur, Marie, Dissasi, Clémentine, Nganda
* not pictured

Update on Sanza Plus Group

Martinette is the Chairwoman of the group named “Sanza Plus” which means “Moon” in English made up of 16 members firmly united to receive loans from the MFI (micro-finance institution) HOPE RDC in order to develop their businesses.

Martinette was elected by the group to succeed Antoinette who would like to focus on her businesses this cycle. Martinette sells beverages to the east of Kinshasa. She has been in business since 2005. She joined one of Hope’s groups (a DRCongo Microfinance program) in 2010 and received seven loans, all of which she has paid back regularly. She has worked hard to develop her business. With the high demand of the clients, Martinette intends with the next loan to buy 10 crates of drinks and some miscellaneous goods in bulk for resale at a profit and increase her income. She hopes to generate more profit to support her family. Currently, her business generates about US$150 of profit per week. Martinette’s ambition is to open a beverage facility and deliver beverages in her environment. She is 26 years old and a mother of five children whose ages vary between 1 and 12. Three of them go to school.

Previous Loan Details

Antoinette is the leader of this community bank named “Sanza Plus,” which means moon in English. It is made up of 16 members firmly united to receive loans from the microfinance institution HOPE RDC to develop their businesses. Antoinette is 49 years old and is married with two children, ages 8 a... More from Sanza Plus Group's previous loan »

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 28
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,040,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Sanza Plus Group's $6,000 loan helped a member to buy crates of drinks and miscellaneous goods in bulk for resale.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
May 18, 2012
May 25, 2012
Currency Exchange Loss:
Sep 15, 2012