Fatmir is in his mid-thirties and a father of two: a three-year-old girl and a nine-month-old boy. He has been carrying out his transportation business since 2002 and has plenty of experience. Some years back, with another loan from VisionFund Albania, he bought a van for transporting school children from their village to the nearby village where the school has been located since. Not many people in this village can afford to have a car, so their children walk about 90 min. to and from school every day. The village is located in Northern Albania where winters are extremely cold and snowy. “I am a father myself and it breaks my heart to see children walking for so long in cold weather conditions,” Fatmir says.
“Children are my little fellow clients. No one else offers my services in our village,” he said, “yet I don’t own a van anymore, because the one I had was destroyed after all these years of using it.” Fatmir is applying for a loan now to buy another used van, and this would be his second sequence with the institution with the previous one repaid in full. “Hopefully, my dreams and those of the families who have school children will be fulfilled,” he adds.
Fatmir appreciates lenders’ understanding in this matter.
About VisionFund Albania
VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.
While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.