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Anonymous Group
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The client is an entrepreneur and leader of the Upatanisho business association. She is 49 years old, married, and mother of 9 children, some of whom live in their own homes and some of whom are still in school. Her husband is unemployed. She sells palm oil, Rina refined vegetable oil, and various spices. She displays her goods on the side of the road, and sometimes from her home.

She has been in business for almost eight years now. She started her business with the loan she received from the MFI, Hekima, around 2004. The profit from her business allows her to save, receive medical treatment, buy food, and make small investments.

This new loan will allow her to stock up on new goods (3 cans of palm oil, 2 containers of Rina refined oil, 3 bags of flour, tomatoes, soya, etc.). She is also striving to expand her business and build a beautiful house for her family.

She would like to thank Hekima and its partners for all they do to help poor women excluded from the traditional banking system.
View original language description ↓
La cliente est entrepreneur, leader d’association d’affaire Upatanisho, âgée de 49 ans, mariée, mère de 9 enfants dont certains ont leurs propres foyers et d’autres vont encore à l’école. Son mari est chômeur. La cliente est vendeuse d’huile de palme, l’huile végétal raffiné Rina et autres épisses. Elle expose ses marchandises au long de la rue et parfois à son domicile. Bientôt 8 ans qu’elle exerce cette activité. Elle démarra son activité avec le crédit reçu de l’IMF Hekima vers 2004. Les profits de son activité lui servent d’épargner, de soins de santé, d’aimantation et de petits investissements. Ce nouveau crédit doit lui servir de s’approvisionner avec des nouvelles marchandises (3 bidons d’huile de palme, 2 cartons d’huile raffiné Rina, 3 sacs de farines, tomates, soja, etc.). En plus, elle ambitionne agrandir son entreprise et construire dignement une belle maison pour sa famille. La cliente remercie l’IMF Hekima et ses partenaires pour ses actions dédiées aux pauvres femmes exclues de banque classique.

Additional Information

More information about this loan


Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $119
    Average annual income
  • 0
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $10,380,525
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Anonymous Group's $5,000 loan helped a member to buy 3 cans of palm oil, 2 containers of Rina refined oil, 3 bags of flour, tomatoes, soya, etc.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 3, 2012
Listed
May 21, 2012
Currency Exchange Loss:
N/A
Ended:
Sep 15, 2012