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Eka is a 41-year-old farmer from a small village in Samtredia District, West Georgia. Eka is married and lives with her family: husband – Carlo, 19-year-old son, and mother-in-law (pensioner).

The family has two milk cows. Eka produces cheese and sells on average 40 kg of this product in Samtredia District. Along with the above mentioned, the family owns a plot of land with 250 nut trees. Eka sells harvested nuts on the same market. Carlo works for the Georgian Railway Company as a worker and gets a monthly salary.

Eka requested credit for purchasing a mini-tractor. Carlo will use it for tilling family-owned land, as well as performing orders for neighborhood farmers. The family will get additional income and will use it for financing the education of their son, who is a student.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 39
    View loans »
    Georgia Loans Fundraising
  • $8,094,625
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Eka to purchase a mini-tractor.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 11, 2012
May 21, 2012
Currency Exchange Loss:
Mar 15, 2013