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Daniel
Daniel, age 55, lives in his own house with his wife and two children, ages 7 and 11. He has devoted himself to cultivating the land for a long time. This is because he learned this trade from his parents. They did not have the resources needed to give him and education.

It is thanks to this knowledge that he now supports his family. He does not have any other source of income. Each year he grows corn and beans, which are the staples that are most harvested in the area where he lives.

His wish is to improve his children’s living conditions. He wants them to have opportunities that he and his wife did not have. This motivates him to work hard in order to gradually change their current situation. Of course, they live in very simple and humble conditions.

He has made the decision to request this loan from Integral. He will use the loan to buy agricultural supplies like seeds, fertilizers, and insecticides, etc. He needs these supplies in order to start planting and to be able to get an abundant harvest. This will allow him to repay the loan and improve his family’s living conditions.
View original language description ↓

Daniel tiene 55 años de edad y habita en casa de su propiedad junto con su esposa y dos hijos de 7 y 11 años. Desde hace mucho tiempo se dedica al cultivo de la tierra dado que este es el oficio que aprendió de parte de sus padres, ya que no contaban con los recursos necesarios para darle los estudios. Gracias a esos conocimientos es como ahora lleva el sustento diario a su familia dado que no cuenta con otra fuente de ingresos. Cada año siembra maíz y frijoles que son los granos básicos mas cosechados en la zona donde él habita. Su deseo es mejorar las condiciones de vida de sus hijos, ya que quiere que tengas otras oportunidades a las que él y su esposa han tenido. Esto lo motiva a trabajar duramente para cambiar poco apoco la situación en la que se encuentran, que por cierto viven en condiciones muy sencillas y humildes. Ha tomado la decisión de solicitar este crédito a INTEGRAL para invertir en la compra de los insumos agrícolas necesarios como: semillas, fertilizantes, insecticidas, etc. Para comenzar con la siembra y poder obtener una cosecha abundante que le permita cancelar el préstamo y mejorar las condiciones de vida de su familia.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 721
    View loans »
    El Salvador Loans Fundraising
  • $26,296,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Expired
A loan of $500 helped Daniel seeds, fertilizers, and insecticides, etc.
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
May 12, 2012
Listed
Jun 2, 2012
Currency Exchange Loss:
N/A
Expired:
Jul 2, 2012