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Sombang Lestari Group
In this Group: Ni Kadek, Luh , Ni Ketut*, Ni Wayan, Ni Ketut, Ni Putu, Ni Luh, Ni Luh, Ni Ketut*, Ni Ketut
* not pictured

Update on Sombang Lestari Group

As a housewife taking care of two children and her husband, Ni Kadek works day-to-day as a pig farmer and developed the business in her home. With her husband, who works as a farmer, Ni Kadek is doing the pig business with the help of loans from MUK incorporated with the Sombang Lestari group. This group consists of 10 people and Ni Kadek is the head of the group.

Having managed to pay off their previous loans, Ni Kadek and the group of Sombang Lestari continues borrowing with a fixed loan of 1.2M IDR per member. The loan will be used to buy two piglets at 450.000 IDR per head and the rest for pig feed.

Ni Kadek hopes by maintaining these pigs, she can benefit more than ever, to increase the family economy and to support the children's school fees.

Previous Loan Details

Ni Kadek is 32 years old and lives in the village of Tukadaya with her husband and two children, who are still toddlers. She works as a coconut picker along with her husband, and she is pursuing efforts to establish a pig farm to bring in additional family income. Ni Kadek is chairman of her lo... More from Sombang Lestari Group's previous loan »

Additional Information

About Koperasi Mitra Usaha Kecil (MUK)

This loan is serviced by Koperasi Mitra Usaha Kecil (MUK), a microfinance cooperative headquartered in West Bali, Indonesia. MUK’s mission is to provide chronically poor people in Bali with opportunities to improve their lives, while raising social awareness of economic and environmental issues.
Most MUK clients live in rural settings on less than $1.25 per day. MUK’s financial products are targeted to clients’ productive activities including small businesses, farming, and livestock rearing. MUK supports clients with training in household budgeting, livestock rearing, and small business management.
MUK provides services to clients of all races and religions. For more information about MUK, please visit its partner page. Also, consider joining MUK’s Kiva lending team, Friends of Mitra Usaha Kecil.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Indonesia

  • $5,200
    Average annual income
  • 18
    View loans »
    Indonesia Loans Fundraising
  • $5,288,425
    Funds lent in using Kiva
  • 9,235.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sombang Lestari Group's $1,300 loan helped a member to buy two piglets for fattening and pig feed.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
May 15, 2012
May 21, 2012
Currency Exchange Loss:
Dec 15, 2012