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Hearb is 38 years old. She is widowed and resides with her mother and one child in Siem Reap Province, Cambodia. She has been selling fish for more than ten years, earning approximately $8 per day. Her mother grows vegetables to sell and earns about $1 per day.

In order to improve her family’s finances, Hearb is requesting a loan of $1000 to raise capital in her business in order to purchase more fish to sell. By doing so, she would earn more profit to support the family. In the future, she would like to expand her business and send her child to a good school.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 293
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Hearb to raise capital in her business in order to purchase more fish to sell.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 24, 2012
Jun 1, 2012
Currency Exchange Loss:
Nov 19, 2013