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Luis Alonso
Luis Alonso is 55, and lives with his life partner and their children. He sells honey, and owns beehives in which honey-producing bees are gathered, as can be seen in the photo.

He has a great deal of experience in this business, as he has several years of working in it. He is well known in the area, as they know that he is a good neighbor and a good businessman. That is why he has a large clientele.

For some time, his house has had several repair issues. He needs to fix them, but does not have sufficient capital for such improvements. That is why he is applying to Integral for a loan to buy roof tiles, cement, steel, and floor tiles, in order to carry out improvements.

Luis Alonso is a responsible and very dedicated to his household. He wants his family to live in suitable conditions, and he is confident that he will be able to take responsibilty for repaying the loan, because he has good credit references. His honey sales provide him with enough to cover the obligation he is about to take on. At the same time he is confident that in this way he will be able to transform his home into a decent place to live.
View original language description ↓
Luis Alonso de cincuenta y cinco años de edad vive junto a su compañera de vida y sus hijos; él se dedica a la venta de miel, posee colmeneras en la que se concentran abejas que producen miel, como se logra ver en la imagen, tiene mucha experiencia en este negocio pues tiene varios años de trabajarlo, es muy conocido en la zona pues saben que es un buen vecino y un buen comerciante por eso tiene mucha clientela; desde hace algún tiempo su vivienda presento varios deterioros y necesita repararlos pero no posee el capital suficiente para tales mejoras por eso le solicita a INTEGRAL un crédito que le permita comprar tejas, cemento, hierro y ladrillo para piso para realizar mejoras; Luis Alonso es un hombre responsable y muy entregado al hogar quiere que su familia viva en condiciones adecuadas y está seguro que podrá hacerse responsable del pago del financiamiento porque tiene muy buenas referencia crediticias, su venta de miel deja lo suficiente para cubrir la obligación por asumir, a la ves tiene la confianza que así podrá transformar su hogar en un lugar digno para vivir.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About El Salvador

  • $7,500
    Average annual income
  • 703
    View loans »
    El Salvador Loans Fundraising
  • $27,173,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,600 helped Luis Alonso to buy roof tiles, cement, steel and floor tiles.
Repayment Term
38 months (Additional Information)
Repayment Schedule
May 16, 2012
Jun 2, 2012
Currency Exchange Loss:
Jul 2, 2012