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Luz Marina
Luz Marina, 48, works as a cashier in the restaurant of a hotel. She has had this job for 12 years. Luz is married and has two children.

A loan will help Luz to pay for her daughter’s university education. Her daughter is studying psychology and has one more year left until graduation. Luz Marina dreams of having her own business one day, perhaps a jewelry store.

Luz Marina is receiving an individual loan as a member of the village bank "Hatunchaskas" in Cusco, which is located in the South Andean region of Peru. The bank is in its third cycle with Asociación Arariwa.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 85
    View loans »
    Peru Loans Fundraising
  • $59,005,925
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Luz Marina to pay for her daughter's university tuition.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
May 17, 2012
May 20, 2012
Currency Exchange Loss:
Oct 15, 2012