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Roxana Arely
Roxana Arely is 22 years old and lives with her mother and her siblings in their own house; she has a clothing shop in a very busy, popular region. She sells a variety of skirts, blouses, dresses, pants, everything for women, men and children. She has spent many years in this business and has many fixed clients. They know that everything she sells is of the highest quality and at affordable prices. Furthermore, good service is provided.

Roxana is a young, enterprising woman and is very visionary. She likes to take advantage of all of the opportunities that are presented to her, since she knows that in this manner she will achieve success. She wants to make a new investment because demand has increased and she doesn't want to disappoint her clients.

So, she is requesting a loan from INTEGRAL that will allow her to buy wholesale clothing. Roxana Arely is responsible and has many good payment references. Due to this, there is certainty that she will pay back the funding punctually. At the same time, she will bring her family a better quality of life.
View original language description ↓
Roxana Arely de veintidós años de edad vive junto a su madre y sus hermanos en casa propia; ella posee una venta de ropa en una zona muy concurrida de personas, vende en variedad faldas, camisas, vestidos, pantalones, todo para damas caballeros y niños, tiene muchos años con el negocio y tiene mucha clientela fija pues saben que todo lo que comercia es de primera calidad a precios accesibles además de un buen servicio; Roxana es una mujer joven y emprendedora, muy visionaria, le gusta aprovechar todas las oportunidades que se le presentan , pues sabe que así podrá alcanzar el éxito, quiere ejercer una nueva inversión porque ha aumentado la demanda y no quiere decepcionar a los clientes por eso le solicita a INTEGRAL un crédito que le permita comprar ropa por mayor; Roxana Arely es responsable y con muy buenas referencias de pago por eso tiene la certeza que cancelara el financiamiento con puntualidad, al mismo tiempo le ofrecerá a su familia una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 829
    View loans »
    El Salvador Loans Fundraising
  • $28,256,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,200 helped Roxana Arely to buy wholesale clothing.
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 9, 2012
Jun 2, 2012
Currency Exchange Loss:
Jul 2, 2012