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Vilma Isabel
Vilma Isabel is 64, and lives with her family, made up of her 65-year-old husband and her two children, ages 30 and 26. It is a very close family, and everyone works to cover the basic necessities such as the family's food and clothing.

Vilma works in a small store set up in a school in the area where she lives. Every day she goes there very early to run her business. She works from 7:00am to 1:00pm. She has a good clientele among the teachers and students of the school. She wishes to add to her inventory, in order to attract more buyers and allow her to improve the income earned by the business.

She is applying to Integral for this loan in order to buy merchandise for supplying her store, such as sweet bread, cookies, sweets, candy, fruit, etc.

She is fully confident that in this way she will succeed in contributing a bit more to the household finances, as the situation is more and more difficult, and the basic necessities are not getting covered.
View original language description ↓

Vilma Isabel tiene 64 años de edad y habita junto con su grupo familiar el cual está integrado por su esposo de 65 años y sus dos hijos de 30 y 26 años. Es una familia muy unida, todos trabajan para cubrir las necesidades básicas como: de alimentación y vestuario de su familia. La señora Vilma trabaja en un chalet, establecido en un colegio de la zona donde habita. Todos los días se traslada muy temprano para atender el negocio, trabaja de 7: 00 am a 1:00pm. Tiene buena clientela con los profesores y alumnos del colegio. Desea incrementar su inventario para atraer a más compradores, que permitan mejorar los ingresos percibidos del negocio. Solicita este crédito a INTEGRAL para invertir en la compra de mercadería para surtir chalet como: pan dulce, galletas, dulces, golosinas, frutas, etc. Tiene plena confianza que de esta forma logrará colaborar un poco más con la economía del hogar ya que la situación cada vez es más difícil y no se logran cubrir las necesidades básicas.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 786
    View loans »
    El Salvador Loans Fundraising
  • $26,231,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Vilma Isabel to buy sweet breads, cookies, sweets, fruit, etc.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 9, 2012
May 27, 2012
Currency Exchange Loss:
Dec 19, 2013