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Rosa Esperanza
The “Amistad” communal bank meets every two weeks in the city of Tosagua. This place is known for being very dynamic, where most of the inhabitants devote themselves to agriculture and raising animals. It is an area with a lot of vegetation.

This is where we meet Rosa, age 60. She is married, and they have four adult children. One of them still lives in her house. Her husband devotes himself to agriculture.

Our friend has a small chicken farm at her house. She buys up to 200 chickens at a poultry market in the city. She raises them for three months. Then, when they have reached an adequate weight, she delivers them to merchants in her area, sells them by the pound at her house, or she also delivers to certain stores in the city. She tells us that her customers buy from her because, in addition to the feed she gives her chickens, she raises them on corn, which gives them the flavor of free-range chickens.

She will give part of the money from the loan to her husband to use on his crops. He needs to pay for the labor to collect the corn harvest.

She will use this loan to buy chickens, medications, and feed for her chickens. She will also pay for the labor for her husband’s harvest. She has been in her communal bank for 13 years. She likes it because of the help that the loans give.

Her dreams are to get ahead and to one day have a store.
View original language description ↓
En la ciudad de Tosagua cada quince días se reúne el Banco Comunal Amistad, este lugar se lo conoce por ser muy dinámico donde la mayoría de sus habitantes se dedican a la agricultura y a la cría de animales, por ser una zona con gran vegetación.

En este lugar conocimos a la señora Rosa, tiene 60 años de edad, está casada y de esta relación tienen cuatro hijos todos mayores de edad, uno de ellos aun vive en su casa. Su esposo se dedica a la agricultura.

Nuestra amiga tiene en su casa una pequeña graja de pollos, ella compra hasta 200 en una avícola en el centro de la ciudad, los cría por cerca de tres meses y luego cuando ya tienen un peso adecuado ella entrega a comerciantes del lugar, vende por libras en su casa o entrega también en ciertas tiendas de la ciudad, nos cuenta que sus clientes le compran ya que ella además de la comida que les da a sus pollos también los cría con maíz por lo cual su sabor es parecido a la gallina criolla. Ella le da parte del dinero del crédito a su esposo para que él lo utilice en sus cultivos, él necesita pagar la mano de obra para recoger la cosecha de maíz.

Este crédito es para comprar pollos, medicinas y alimento para sus pollos y pagar mano de obra de la cosecha de su marido. Lleva 13 años en el Banco Comunal y le gusta por la ayuda que le dan los créditos.

Sus sueños son seguir adelante y algún dia tener una tienda.



About Ecuador

  • $10,200
    Average annual income
  • 33
    View loans »
    Ecuador Loans Fundraising
  • $23,448,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Rosa Esperanza to buy chickens, medications, and feed for her chickens, and to pay for the labor for her husband’s harvest.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 8, 2012
Listed
Jun 2, 2012
Currency Exchange Loss:
N/A
Ended:
Oct 15, 2012