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Jose Antonio
Jose Antonio lives with his four children. Two of them are studying and the others already make a contribution to the household expenses. At 61 years of age, Jose is still responsible for the family’s financial situation. For this reason he has set up a small shop in his house, where he sells basic grains, eggs, sweets, candies, soft drinks and other personal hygiene and cleaning products.

Due to the family’s financial difficulties, Jose has decided to ask for this loan which will allow him to invest in a new and broader range of merchandise to sell such as drinks, sweets, oil, rice, sugar and other items which will be attractive to his customers. This way he will increase his sales and monthly income so that he can cover his family’s food, housing and educational expenses.
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Jose Antonio, vive con sus 4 hijos, de los cuales 2 están estudiando y los demás ya dan un aporte para los gastos del hogar. A sus 61 años de edad, José aún es el responsable de la situación económica de su familia, por lo que ha fundado una pequeña tienda en su casa de habitación, donde comercializa granos básicos, huevos, dulces, golosinas, bebidas gaseosas y endulzadas, junto a otros productos de higiene personal y limpieza. Debido a las dificultades económicas de la familia, José ha decidido hacer este préstamo, que le permita invertir en nueva y mayor cantidad de mercadería para la venta como: bebidas, golosinas, aceite, arroz, azúcar, y otros artículos que sean atractivos para los clientes. Con lo cual incrementará sus ventas e ingresos mensuales para dar cobertura a los gastos de alimentación, vivienda y educación de la familia.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 845
    View loans »
    El Salvador Loans Fundraising
  • $28,256,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,500 helped Jose Antonio to buy drinks, sweets, oil, rice, sugar, etc.
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 14, 2012
May 27, 2012
Currency Exchange Loss:
Jun 26, 2012