Gjele is a mother of six children, with the oldest one being forty-seven and the youngest twenty-three years old. Five of her children are married with one of them still being single and living at home. All of them live in North Albania where winters are extremely cold and snowy; springs are yellow/greeny colored and summers cool and dried. Many foreign visitors visit that part of Albania during spring and summertime and also people from the capital city of Albania spend their weekends in the region's bed and breakfast houses.
This loan is Gjele’s second sequence with the institution with the previous one successfully being paid off. Livestock and dairy has been the only business she has been involved in over the past thirteen years. She has been making organic salted and unsalted butter and cow's cheese. Gjele’s clientele is large and steady and they prepay for dairy products at the beginning of the month. Smiling she says, “Yes, I am happy with the work, the progress and the profit I earn.”
She is now planning on rebuilding her stable so that animals stay warm during the wintertime.
About VisionFund Albania
VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.
While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.