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Rosa Del Carmen
Rosa de Carmen is thirty-seven years old. She lives with her life partner and children in their own home. For a number of years now she has been earning her living cultivating corn. She has a lot of experience in agriculture, and this helps her to always reap very good harvests. She has many customers since everything she produces is of excellent quality and sold at accessible prices and because she provides unbeatable customer service.

Rosa is a visionary women with a strong desire to improve herself. She knows that success can only be arrived at through hard work and putting in one’s best. Her most valuable weapon is her hard work.

This seeding period Rosa wants to increase production, but she needs capital to invest. She is asking INTEGRAL for a loan to buy corn seed, fertilizer, herbicides, insecticides etc.

Rosa has good payment references and has the support of her husband’s job. For this reason she is sure that she will be able to repay the loan debt and, at the same time, be able to provide her family with a better life.
View original language description ↓
Rosa del Carmen de treinta y siete años de edad vive junto a su compañero de vida y sus hijos en casa propia, ella se dedica al cultivo de maíz desde hace ya varios años, se ha hecho de mucha experiencia en el ámbito de la agricultura y eso le ayuda a siempre obtener muy buenas cosechas, tiene mucha clientela pues todo lo que comercia es de primera calidad y lo vende a precios accesibles además de un servicio inigualable; Rosa es una mujer visionaria con muchas ganas de superarse, sabe que solo trabajando arduamente y dando lo mejor de uno mismo se puede llegar al éxito, su arma más valiosa es la entrega a su labor, en este periodo de siembra Rosa quiere aumentar la producción pero necesita capital para invertir por eso le solicita a INTEGRAL un crédito que le permita comprar semilla de maíz, fertilizante, herbicidas, insecticidas, etc. Rosa tiene buenas referencias de pago y tiene de respaldo el trabajo de su esposo, por eso ella tiene la seguridad de que de esta forma podrá saldar la deuda del financiamiento y al mismo tiempo logrará darle a su familia una vida mejor.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 606
    View loans »
    El Salvador Loans Fundraising
  • $28,040,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Rosa Del Carmen to buy corn seed, fertilizer, herbicides and insecticides.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
May 9, 2012
May 27, 2012
Currency Exchange Loss:
May 17, 2013