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Julia Mabel
Julia Mabel is 22 years old and has been selling undergarments for several years. She lives with her husband and young daughter. Julia is an incredible woman who has done everything she can to move her family forward. She sells clothing as a traveling vendor, going to different areas where she lives. Julia has gained the trust of many customers and neighbors, more of whom prefer to do business with her each day, given that she is a hardworking, responsible, and charismatic woman.

Her dream is to improve the living conditions of her family. For the longest time, they have lived under very modest conditions, so Julia wants to change this situation a little bit at a time. One of things that she wants to do is to improve the conditions at home. She does not receive electricity and considers it to be very important for her daughter to have it so that she can grow under better conditions. Given that she does not have the necessary financial resources, Julia made the decision to request a loan from Apoyo Integral. This will nudge the process of getting electricity installed in her home. Julia is hopeful that her work and the help of Apoyo Integral will improve the living conditions for her and her family.

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Julia Mabel de 22 años de edad, decidió dedicarse a la venta de ropa interior desde hace varios años. Ella habita junto a su esposo y su pequeña hija. Es una mujer increíble la cual hace todo lo que esté en sus manos para sacar adelante a su familia. La venta de la ropa la realiza de manera ambulante, en las diferentes zonas donde habita. Ha sabido ganarse la confianza de muchos clientes y de su vecinos que cada día la prefieren más, dado que es muy trabajadora, honesta, responsable y sobre todo carismática. Su sueño es mejorar las condiciones de vida de su familia ya que por mucho tiempo han vivido en condiciones muy humildes y quiere cambiar esa situación poco a poco. Una de las cosas que quiere hacer es mejorar las condiciones de su hogar ya que no cuenta con energía eléctrica y considera que es muy importante que su hija vaya creciendo en mejores condiciones. Debido a que no cuenta con los recursos económicos necesarios para hacer dicha mejora ha tomado la decisión de solicitar este crédito a INTEGRAL para que le dé un empujoncito en la instalación de la energía eléctrica de su hogar. Espera que con su trabajo y la ayuda de esta institución sus condiciones de vida y las de su familia vayan mejorando.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About El Salvador

  • $7,500
    Average annual income
  • 725
    View loans »
    El Salvador Loans Fundraising
  • $27,126,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $175 helped Julia Mabel to pay for electricity installation.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 14, 2012
May 28, 2012
Currency Exchange Loss:
Jun 18, 2013