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Vangjel and his family live in the countryside not far from the main city. He is a 32-year-old man and married with three daughters: twelve, six and one year old.

Vangjel has been in the livestock business for 10 years. His daily routine includes: taking the goats out early in morning to the mountains for grazing, staying with them all day and bringing them back late in the evening; milking them twice a day; selling lambs to the locals, making his delicious goat cheese that is very much in demand and going to the city on Saturdays to sell it. “I just love what I've been doing,” he said.

With the profit from this business, he built a basic house this past year. “Now at least the children have some more space to sleep, play and study,” he says. Laughing he adds, “and you can be sure we don’t all sleep in the same room anymore.” Due to the fact that he invested the profit in building the house, he does not have enough saved to purchase some more goats at this point. And this is the reason why Vangjel is requesting a loan for the first time. He is confident that he will pay off the loan, thanks to his responsible nature, he said.

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 22
    View loans »
    Albania Loans Fundraising
  • $2,741,225
    Funds lent in using Kiva
  • 109.8
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,375 helped Vangjel to buy goats.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Apr 23, 2012
May 22, 2012
Currency Exchange Loss:
May 17, 2014