Patrick is a 32-year-old married man. He has a child who is two years old. He describes himself to be honest and determined.
Patrick operates a retail store where he sells home products such as flour, sugar, wheat flour, maize flour, etc. He has been involved in this business for three years. His business is located within a shopping market and his primary customers are local residents. He describes his biggest business challenge to be lack of enough funds for expanding the business.
He will use the Kes 40,000 loan to buy bags of sugar, baskets, rice, and bales of wheat flour and maize flour. Patrick had taken two earlier loans, for which he managed to pay the whole amount owed. His business goal is to add stock to his retail store within five years.
He hopes that in the future, he will use the anticipated profits in running a wholesale shop and educating his children.