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Leonila's Group
In this Group: Leonila, Jecy Mae, Jocelyn
Leonila is married with 2 children. Leonila is 59 years old and lives in Rizal, Jimenez, Misamis Occidental.

Leonila sells cacao bar tabliya (unsweetened chocolate) to earn a living and has had this business for 25 years. Each month, she earns PHP 5,000.00 doing this type of work. She has requested a loan of Php 10,000.00 to be used in purchasing additional cacao seeds for her tabliya-making business.

Leonila has been a member of PMPC for almost a year. In the future, Leonila hopes to build a store. Leonila is the leader of a 3 person group. Although they borrow as a group, each member of the group has their own business.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Philippines

  • $7,000
    Average annual income
  • 1224
    View loans »
    Philippines Loans Fundraising
  • $63,466,825
    Funds lent in using Kiva
  • 43.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A portion of Leonila's Group's $700 loan helped a member to purchase additional cacao seeds to make tabliya (unsweetened chocolate) to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 19, 2012
May 19, 2012
Currency Exchange Loss:
Nov 15, 2012