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María Elizabeth
In the beautiful city of Bahía De Caraquez, known for its beautiful beaches, delicious and varied gastronomy, and for the warmth of its people, the members of the communal bank Sociedad De Bahía meet every fifteen days.

In this place we meet María who's 65 years old. Several years ago her husband died but from this relationship they had five children which are already older. One of her daughters lives in her home. For her, this is the third loan cycle with the communal bank and she is very happy because of the help that the loans have given her.

Our friend is a housewife that makes a living selling household products like irons, beds, fans, and pots, among other items, as well as Yanbal products (beauty products, cosmetics, perfumery, and women's' accessories) to obtain her own resources and with these be able to get ahead. She works almost every day, sells her products on credit, and collects money every eight days. Because of this, in addition to making sales, she has to go out to collect money on what she sells. She has been making a living doing this for four years and thanks to this she has been able to get ahead without having to ask her children nor anyone else for help, she says.

This loan is for the purchase of household items like perfume, lotion, and cosmetics, among other things.

Her dream is a have a large store.
View original language description ↓
En la hermosa ciudad de Bahía De Caraquez, conocida por sus hermosas playas, por su rica y variada gastronomía y por la calidez de su gente, cada quine días se reúnen las socias del Banco Comunal Sociedad De Bahía.

En este lugar conocimos a la señora María, tiene 65 años de edad, hace varios años su esposo falleció pero de esa relación tienen cinco hijos los cuales ya son mayores de edad, una de sus hijas vive en su casa. Para ella este es su tercer ciclo en el Banco Comunal y está muy contenta por la ayuda que le brindan los créditos.

Nuestra amiga es una ama de casa que para obtener sus propios recursos y con esto poder salir adelante se dedica a la venta de productos para el hogar como planchas, camas, ventiladores, ollas, entre otras cosas, además de productos de Yanbal (productos de belleza, cosméticos, perfumería y accesorios para damas). Trabaja casi todos los días, deja sus productos a crédito y cobra cada ocho días, por lo cual además de vender tiene que salir a cobrar lo que entrega. Tiene cuatro años que se dedica a esta actividad y gracias a esto ha podido salir adelante sin tener que pedirles a sus hijos ni a nadie comenta.

Este crédito es para comprar artículos para el hogar si como también perfumes, cremas, cosmético, entre otras cosas.

Su sueño es tener un gran almacén.

About Ecuador

  • $10,200
    Average annual income
  • 40
    View loans »
    Ecuador Loans Fundraising
  • $23,142,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped María Elizabeth to buy household items like perfumes, lotions, cosmetics, etc.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 7, 2012
Listed
Jun 2, 2012
Currency Exchange Loss:
N/A
Ended:
Nov 15, 2012