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Beatriz Marlene
In the beautiful city of Bahía De Caraquez, known for its beautiful beaches, for its rich and varied gastronomy and for the quality of its people, the members of the Sociedad de Bahía communal bank meet every fortnight. It is in this place that we encounter Beatriz, who is 28 years old, married and with four children from this relationship aged 12, 10, 9 and 8, all of whom study at school. Her husband is a shopkeeper and in fishing seasons, he works as a fisherman.

Our friend works in sales along with her husband. They have a small shop in the city center where they sell all types of phone accessories and spare parts, cards and phone top-up cards. They work there every day. They tell us that they have been in this business for more than four years and that it is going very well. In fishing season, her husband goes fishing with other people, during which time she works alone. They purchase their goods in the city of Guayaquil.

She will use this loan to buy telephone cards, spare parts and accessories. She has been part of the Communal Bank for four years, and she likes it because the loans have helped her to grow the business. Her dream is to have a larger, better stocked store.
View original language description ↓
En la hermosa ciudad de Bahía De Caraquez, conocida por sus hermosas playas, por su rica y variada gastronomía y por la calidez de su gente, cada quine días se reúnen las socias del Banco Comunal Sociedad De Bahía.

En este lugar conocimos a la señora Beatriz, tiene 28 años de edad, está casada y de esta relación tienen cuatro hijos de 12, 10, 9 y 8 años de edad, todos estudian en escuela. Su esposo es comerciante y en temporadas se dedica a la pesca.

Nuestra amiga junto al esposo se dedican al comercio, ellos tienen un pequeño local en el centro de la ciudad lugar en el cual venden todo tipo de accesorios y repuestos telefónicos, tarjetas y recargas telefónicas. Allí Trabajan todos los días. Nos cuenta que llevan en este negocio por más de 4 años y que les va muy bien. En temporadas su esposo sale a pescar junto con otras personas, tiempo en el cual trabaja sola, ellos comprar la mercadería en la ciudad de Guayaquil.

Este crédito lo va utilizar en comprar tarjetas, repuestos y accesorios telefónicos. Está en el Banco Comunal desde hace 4 años y le gusta porque con los créditos han aumentado el negocio.

Su sueño es tener un local más grande y surtido.

About Ecuador

  • $10,600
    Average annual income
  • 96
    View loans »
    Ecuador Loans Fundraising
  • $24,134,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Beatriz Marlene to buy phone cards, spare parts and accessories.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 7, 2012
Listed
Jun 2, 2012
Currency Exchange Loss:
N/A
Ended:
Nov 15, 2012