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Flor De María
At the age of 44, Flor de María works hard to support her family and provide daily sustenance to her home. She lives with her 42-year-old husband and her three children who are 22, 18 and 11 years old.

Flor works very hard in her business which consists of an eatery where she sells a variety of dishes. Her business is located in the center of the capital, a very busy location with many passersby.

With much effort she’s providing her children with schooling because for her what’s most important is that her children are well-prepared so that in future they are able to have better opportunities than those she and her husband have had. It’s worth mentioning that her oldest child is attending university and this situation fills her with pride and gives her even more desires to work to help him in the final stretch.

Based on the above, she’s decided to ask Integral for a loan to invest in her business purchasing raw materials needed (rice, meat, chicken, beans, vegetables, fruit, etc.) to make the delicious, hygienic dishes to give the business a push that will allow her to improve sales and continue earning income that is essential to provide sustenance to her home and to attain her dream. She’s sure that with the product of her profits she will be able to responsibly assume payment of her loan.
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Con 44 años de edad, Flor de María trabaja duramente para lograr sacar adelante a su familia y llevar el sustento diario a su hogar. Vive junto a su esposo de 42 años de edad y sus tres hijos de 22, 18 y 11 años de edad. La señora Flor trabaja muy duro en su negocio, el cual consiste en un comedor, en el cual vende variedad de platillos. Su negocio está ubicado en el centro de la capital, lugar que es muy concurrido y transitado por muchas personas. Con mucho esfuerzo está dando el estudio a sus hijos, ya que para ella lo más importante es que sus hijos tengan una buena formación para que en el futuro puedan tener mejores oportunidades a las que ella y su esposo han tenido. Cabe mencionar que el mayor de sus hijos ya está asistiendo en la Universidad, esta situación la llena de orgullo y le da más fuerzas de trabajar, para poder ayudarle en su recta final. En base a lo anterior ha tomado la decisión de solicitar esté crédito a INTEGRAL para invertir en su negocio en la compra de la materia prima necesaria (arroz, carne, pollo, frijoles, verduras, frutas, etc.) para la elaboración de sus ricos e higiénicos platillos y de esta forma espera dar un impulso a su negocio, que le permita mejorar sus ventas y así poder seguir recibiendo los ingresos, los cuales son esenciales para llevar el sustento a su hogar y poder lograr su sueño, esta segura que productos de sus ganancias podrá asumir responsablemente el pago de su crédito

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 480
    View loans »
    El Salvador Loans Fundraising
  • $23,302,875
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Flor De María to buy rice, meat, chicken, beans, vegetables, fruit, etc.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 26, 2012
Listed
May 26, 2012
Currency Exchange Loss:
N/A
Ended:
Nov 17, 2013