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Apolonia, 71, is married and lives with a son and her husband at present. She intends to use the loan to buy supplies like manure and fumigation and to help with labor costs as well as to buy a motorized pump to fertilize the coffee.

She plans to buy all these supplies and the pump to provide adequate maintenance to have it in maximum condition thus generating the maximum profits and obtaining a better quality of life and economic stability for her and her family.

This is the first loan from Fudecosur. She’s had no previous loans with state banks and Fudecosur provided the best terms and a much lower interest rate.
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Apolonia, tiene la edad de 71 años, está casada, vive con un hijo y el esposo actualmente. Ella con el crédito pretende comprar insumos como abonos y fumigaciones y ayudarse con la mano de obra y además comprar una bomba de motor para fumigar el café. Ella tiene pensado comprar todos estos insumos y la bomba para darle el mantenimiento adecuado, así tenerlo en las condiciones más optimas así generar el máximo de ganancias y obtener una mejor calidad de vida y una estabilidad económica para ella y su familia. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 57
    View loans »
    Costa Rica Loans Fundraising
  • $4,673,875
    Funds lent in using Kiva
  • 501.6
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Apolonia to buy supplies and a pump.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Apr 18, 2012
May 26, 2012
Currency Exchange Loss:
Jan 19, 2013