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Alba is 30 years old, she is married and she lives with her husband and their two children. She wants to invest the loan she is requesting in the purchase of coffee seeds in order to start a seedling bed, and also to buy supplies such as manure and fumigation and to pay for laborers. She has thought about buying all these supplies to provide good care to her seedling bed, in order to keep it in the best conditions to then sell her product in her community and in the neighboring villages; she aims at earning a good income to reach a better standard of living as well as economic stability. This is the first loan she receives from FUDECOSUR. She hadn’t had any previous loans from state banks but FUDECOSUR provided the loan with the best terms and a much lower interest rate.
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Alba, tiene la edad de 30 años, está casada, vive con su esposo y los dos hijos actualmente. Ella con el crédito pretende comprar la semilla de café para hacer un almacigo y además comprar insumos como abonos y fumigaciones y ayudarse con la mano de obra. Ella tiene pensado comprar todos estos insumos para poder darle la asistencia adecuada al almacigo y así tenerlo en las condiciones más optimas y poder venderlo en la localidad y lugares aledaños y así generar ganancias y obtener una mejor calidad de vida y una estabilidad económica. Es el primer préstamo que recibido de FUDECOSUR. Ella no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 10
    View loans »
    Costa Rica Loans Fundraising
  • $4,502,650
    Funds lent in using Kiva
  • 501.6
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Alba to buy coffee seeds and farming supplies.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Apr 18, 2012
Jun 8, 2012
Currency Exchange Loss:
Jun 18, 2013