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Roger, 27, is single and currently lives with his parents. With this loan, he is planning to pay for labor and also supplies such as fertilizers and fumigants. He plans to buy all of these supplies and also buy a coffee seedbed so that he can replant a number of coffee seedlings and maintain them in excellent condition. This way he will be able to generate more earnings and have better economic stability, and a better quality of life. This is the first loan that he has received from FUDECOSUR. He had not previously taken loans with the state banks, but FUDECOSUR has provided him with a loan with better payment terms and a much lower interest rate.
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Roger, tiene la edad de 27 años, está soltero, vive con sus padres actualmente. El con el crédito pretende ayudarse con la mano de obra y además comprar insumos como abonos y fumigaciones. El tiene pensado comprar todos estos insumos y además comprar almacigo de café para resembrar varios cortes de café y mantenerlo en excelentes condiciones y así poder generar más ganancias y obtener una mejor calidad de vida y una estabilidad económica. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 10
    View loans »
    Costa Rica Loans Fundraising
  • $4,494,350
    Funds lent in using Kiva
  • 501.6
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Roger to buy supplies to cultivate coffee.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Apr 18, 2012
May 26, 2012
Currency Exchange Loss:
Jun 18, 2013