Check out other loans that are currently fundraising!
Julia Elena
Julia is a very hard-working woman and mother of a little one, 5 years old, she is raising by herself, since the father abandoned her some years ago, leaving her alone. Julia is both father and mother to her son. She works very hard to provide him with necessities, above all providing much love.

Julia is involved in many activities, principally working in her parents' small general store in the city market. Little by little, with great effort she has been saving, and had the idea of creating a play station business, which she has now achieved. Julia spends around 10 hours a day attending to up to 15 customers a day. Julia believes the business is going well, because she is very friendly and attentive and, above all, God always guides her steps, in spite of adversities.

Julia is very grateful to Kiva lenders, since thanks to the help they provide, she will be able to offer better service to her customers and, also, improve her income. That will permit her to continue the struggle to make her grandest dream a reality: to offer her son professional training so that he can have a happy life.
View original language description ↓
Julia es una mujer muy trabajadora, es madre de un pequeño de 5 años de edad al cual cría sola ya que hace algunos años el padre de su pequeño la abandono y la dejo sola; Julia es padre y madre para su hijo, ella trabaja muy duro para hacer que su hijo tenga lo que necesite sobre todo mucho amor. Julia a raíz de lo que estaba pasando trabajo realizando muchas actividades, principalmente trabajaba en la pequeña bodega que tienen sus padres en el mercado de su ciudad, poco a poco con su gran esfuerzo fue ahorrando y tuvo la idea de tener su negocio de play station y lo logro; ella le dedica a su negocio alrededor de 10 horas y puede atender hasta 15 clientes en el día; ella cree que le va bien en su negocio porque es amable, atenta y sobre todo porque Dios siempre guía sus pasos a pesar de las adversidades.

Julia está muy agradecida con los prestatarios Kiva ya que gracias a la ayuda que le han brindado ella podrá comprar 2 computadoras para poder ofrecer el servicio de internet en su negocio, de esta manera ella podrá ofrecer una mejor atención a sus clientes y también mejorar sus ingresos; lo que le permitirá seguir luchando para hacer realidad su más grande sueño:” Darle una profesión a su hijo y que tenga una vida feliz”.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 79
    View loans »
    Peru Loans Fundraising
  • $54,535,100
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Julia Elena to buy computers for her play station business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 11, 2012
May 26, 2012
Currency Exchange Loss:
Jun 17, 2013