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Israel currently works as a technician. He is a person with a spirit for overcoming obstacles, and he always aspires to live in better conditions. He was given the opportunity to become familiar with Ceprodel, which helps with this type of activity.

For this reason, Israel came and requested a loan to buy zinc and purlins to improve his home's roof, since it has been affected by natural phenomena that have occurred. He is making these improvements with the purpose of giving his family a better home.
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El Joven Israel Actualmente desempeña el cargo de Técnico, es una persona con espíritu de superación, siempre aspira por vivir en mejores condiciones se dio la oportunidad de conocer a Ceprodel que apoyaba a este tipo de actividad.

Por esta razón, se presentó para solicitar un crédito para la compra de zinc y Perlinas para el mejoramiento del techo de su vivienda, debido a que ha sido afectado por fenómenos naturales que ha enfrentado esto lo hace con el objetivo de brindarle un mejor hogar a su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 109
    View loans »
    Nicaragua Loans Fundraising
  • $24,832,275
    Funds lent in using Kiva
  • 23.3
    Nicaragua Cordobas (NIO) = $1 USD