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Juana María
Juana María is from the municipality of El Sauce. She’s a single mother of two children that she’s striven with much dedication to educate in the best way possible. She works as an elementary school teacher and has many years’ experience.

One of the needs this woman faces is to acquire a loan to invest in her home; she will buy bricks, cement, sand and pay labor costs.

She hopes and trusts in God that her application will be approved in order to reach her objective and make her dream of seeing her house have all necessary conditions to leave a good future for her children.

She’s been working with Ceprodel for three years and she’s been granted three loans for her economic development. She is very grateful to this Institution for the support provided to salaried people.
View original language description ↓
La Señora Juana María es originaria del municipio de El Sauce, es madre soltera de dos hijos la que se ha dedicado con esmero a educarlos de la mejor manera, Se desempeña como maestra de primaria con muchos años de experiencia.
Una de las necesidades que tiene esta señora es adquirir un préstamo para invertirlo en su vivienda con el cual comprará ladrillos, cemento, arena y pago de mano de obra.
Espera y confía en Dios que su solicitud sea aprobada para llevar a cabo su objetivo, cumplir su sueño de ver su casita con todas las condiciones adecuadas para dejar un buen futuro para sus hijos.
Tiene tres años de trabajar con Ceprodel donde le han otorgado tres créditos para su desarrollo económico y agradece mucho a esta Institución por el apoyo brindado a las personas salariadas.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,420,300
    Funds lent in using Kiva
  • 23.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Juana María to buy building supplies and to pay labor costs.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 16, 2012
Jun 1, 2012
Currency Exchange Loss:
Jun 18, 2013