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Heroina
Heroína, 41, lives in the town of Malambo with her husband and 5 children, who range in age from 4 to 23. In her store, she sells food, supplies, and general household items to the neighboring families for their daily consumption. She started the business in her house 13 years ago in order to help her husband, who works as an independent plumber, support their household. While she was building her business, Heroína had to confront serious family issues and had to close the business and return to her town. For the past 5 years, she has been in Malambo, where she opened her store again.

Everyone in the family knows the tasks associated with the business. Therefore, when she must go to other homes to offer her services and generate more income, she can leave her children in charge of the store because they are qualified. Heroína is a hardworking person who is always involved in productive activities. Previously, she sold a variety of goods such as corn sweet drinks and pens.

To further establish her business, she is seeking a Kiva loan and coming to Fundación Mario Santo Domingo for her first financing . With this loan, she will buy a freezer at a good price and purchase supplies in higher volume than she normally does so that she can buy at substantial discounts and continue being competitive by taking advantage of market opportunities to support herself and make each day more successful.
View original language description ↓
Heroína de 41 años de edad vive en el municipio de Malambo, con su cónyuge y sus 5 hijos en las edades de 4 a 23 años. Allí mismo tiene una tienda donde vende ranchos, víveres y en general artículos de la canasta familiar, que usualmente compran las familias de su alrededor, para satisfacer las necesidades de alimentación diaria. Su negocio lo inició hace 13 años, en su propia casa, con el fin de apoyar la gestión de su esposo en pro del bienestar de su hogar, quien labora como trabajador independiente de la plomería. Durante el tiempo de desarrollo de su negocio, a Heroína le ha tocado enfrentar desafíos importantes y en su vida familiar, por eso durante un periodo regresó a su pueblo y cerró el negocio y hasta hace 5 años está en el municipio de Malambo, lugar donde retornó y nuevamente emprendió su tienda. En la familia todos son coherentes con las tareas asociadas al negocio, por eso cuando tiene que ofrecer servicios en casas de familia, para generar otros ingresos adicionales, deja esta actividad a cargo de sus hijos, quienes la asumen con la mayor disposición. Heroína es una mujer trabajadora y siempre ha desarrollado actividades productivas, antes también estaba dedicada a vender mercancías varias, chicha, bolis etc. Ella espera organizar cada vez mas su negocio, por eso acude a un credikiva, primer financiamiento que hace a la Fundación Mario Santo Domingo, con el cual comprará un enfriador de oportunidad a un precio atractivo y víveres en mayor volumen que el acostumbrado, para lograr buenos descuentos y continuar siendo competitiva, aprovechando las oportunidades del mercado para sostenerse y ser cada día mas exitosa.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $11,100
    Average annual income
  • 484
    View loans »
    Colombia Loans Fundraising
  • $15,261,100
    Funds lent in using Kiva
  • 1,795.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Heroina to buy a freezer at a good price and supplies in large volume.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 10, 2012
Listed
May 26, 2012
Currency Exchange Loss:
Possible
Ended:
Aug 30, 2013