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Silvia Eugenia

Update on Silvia Eugenia

Silvia, a client in her fourth loan cycle, showed a great attitude at the loan evaluation. Silvia lives in the Cotahuma area of the city of La Paz, Bolivia. She currently lives with her two small children; her husband works for a company. Silvia is taking this loan to buy a cooler and groceries to stock her store. Her business is large and in a good location. She hopes, in time, to own a house through careful planning, desire, and hard work.
View original language description ↓
La Sra. Silvia, es una cliente que está sacando crédito por cuarta vez, en el momento de la evaluación del crédito la Sra. demostró una actitud buena, La Sra. Silvia vive en la zona Cotahuma, de la ciudad de La Paz Bolivia, ella en la actualidad vive con sus dos pequeños niños, el esposo trabaja en una empresa, La Sra. Silvia saco este crédito para la compra de una conservadora y el saldo para la compra de mercadería abarrotes para su tienda y surtirla, su negocio es grande y está en plena avenida, con el tiempo ella quiere llegar a tener su propia casa, con esmero, voluntad y trabajo.

Previous Loan Details

Silvia is a client who is taking out her third loan. During her loan evaluation meeting, she showed a good attitude. She was polite and kind. For this reason, she was chosen to receive a Kiva loan. Silvia lives in Cotahuma district, in the city of La Paz, Bolivia. She currently lives with ... More from Silvia Eugenia's previous loan »

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Bolivia

  • $5,500
    Average annual income
  • 155
    View loans »
    Bolivia Loans Fundraising
  • $32,292,125
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Silvia Eugenia to buy a large cooler and wholesale groceries.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 28, 2012
May 26, 2012
Currency Exchange Loss:
Apr 17, 2013
This photo was used before for a previous loan for Silvia Eugenia. It was first posted on Kiva on Jun, 2011. Learn More