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Thi Hoa's Group
In this Group: Thi Hoa, Thi Thu, Thi Thuy, Thi Nu, Thi Lan, Thi Hang
View original language description ↓
Mrs. Hoa, 45 years old, has 3 children that are going T. school. Her family does a variety of activities such as: working on the rice field, breeding pigs, selling food in the market, etc. T. earn money. Her husband is a hired driver. She wants T. borrow money T. buy ingredients for her food shop in the market. She hopes that her food shop menu will be more various so that she can earn more profit from it. Consequently, she will be abL. T. send her children T. good school. Other members in her group also want T. borrow 125 USD in 25 weeks. They are: Mrs. D. Thi Thu, 46 years old, borrows money T. sell ceremonial decorations in the market; Mrs. L. Thi Thuy, 43 years old, borrows money for her business in the market; Mrs. T. Thi Nu, 37 years old va Mrs. N. Thi Lan, 32 years old, borrow money T. buy more fertilizer; and Mrs. N. Thi Hang, 34 years old, borrows money T. sell candles in the market.

Translated from Vietnamese by Duy Hua, Kiva volunteer.

Chị Hòa, 45 tuổi, có ba con đang đi học. Gia đình chị có khá nhiều hoạt động như làm ruộng, nuôi lợn, bán hàng ăn ở chợ... Chồng chị là lái xe thuê. Chị vay vốn để thêm tiền mua nguyên liệu bán hàng ăn. Chị hy vọng vốn vay sẽ giúp cửa hàng ăn của chị phong phú đa dạng hơn từ đó đem lại lợi nhuận cao cho gia đình để con chị được học hành tốt hơn. Các thành viên khác trong nhóm chị cũng đều vay 2006000 đồng trong 25 tuần, gồm:
Chị Đào Thị Thư, 46 tuổi, vay vốn để đi chợ bán đồ lễ cúng. Chị Lê Thị Thúy, 43 tuổi, vay để đi chợ. Chị Tô Thị Nụ, 37 tuổi và Chị Nguyễn Thị Lân, 32 tuổi vay vốn để mua phân đạm... Chị Nguyễn Thị Hằng, 34 tuổi, vay vốn để đi chợ bán các loại nến.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 118
    View loans »
    Vietnam Loans Fundraising
  • $15,326,650
    Funds lent in using Kiva
  • 15,775.5
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Thi Hoa's Group's $775 loan helped a member buy ingredients for food shop, fertilizer, sell ceremonial decorations, candles in the market.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 16, 2008
Apr 1, 2008
Currency Exchange Loss:
Oct 18, 2008