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Andrés De Jesús
Andrés de Jesús is an impressive man in that at the age of 37 he has a bakery where he employs five people making French bread to sell. He lives in a rented house with his life companion, 30, and their two children who are 7 and 2 years old.

He’s been in this occupation for a long time so he already has regular customers that prefer him more each day. His wife does the household chores and he’s the only one who has an income-producing job. All of this makes him feel even more committed to his business since he has no other source of income. It’s very important for him to keep the business active and to continue to retain the customers he already has as well as to attract new ones to improve his income. The business’ location is very strategic since it’s located on one of the main streets that many people have access to.

He’s decided to ask INTEGRAL for this loan to buy raw materials (flour) for making bread and to make up the difference in the money he has to buy a car that will serve to cover his delivery route when he delivers and sells bread in various zones. He trusts in God that he will get the results he hopes for.
View original language description ↓

Andrés de Jesús es un hombre impresionante, dado que a sus 37 años cuenta con una panadería en la cual emplea a 5 personas en la elaboración y venta de pan francés. Vive en casa alquilada junto a su compañera de vida de 30 años y sus dos hijos de 7 y 2 años. Tiene mucho tiempo de dedicarse a esta actividad por lo que ya cuenta con algunos clientes fijos que cada día lo prefieren más. Su esposa se encarga de las tareas del hogar por lo que él es el único que cuenta con un trabajo por el cual recibe un ingreso. Todo esto la hace sentirse más comprometido con su negocio dado que no cuenta con otra fuente de ingresos. Es muy importante para él mantener su negocio activo y seguir contando con los clientes que posee y atraer a nuevos que le permitan mejorar sus ingresos. La ubicación del negocio es muy estratégica ya que se encuentra en una las calles principales a la cual muchas personas tienen acceso. Ha tomado la decisión de solicitar este crédito a INTEGRAL para invertir en la compra de materia prima (harina) para la elaboración del pan y para completar el dinero en la compra de un carro el cual le sirva para hacer el recorrido cuando entrega y vende el pan en las diferentes zonas. Confía en Dios que tendrá los resultados que espera.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 756
    View loans »
    El Salvador Loans Fundraising
  • $25,574,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Andrés De Jesús to buy flour.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 3, 2012
Listed
May 25, 2012
Currency Exchange Loss:
N/A
Ended:
Dec 19, 2013