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Yanira Guadalupe
44 year old Yanira Guadalupe lives with her family group, which is comprised of her husband and 3 children. Thanks to the education that she has, with much dedication, given to her children, they have already found work and they help a little with the household expenses. Yanira has been selling lottery tickets for 11 years. Every morning, she gets up very early to do the housework and later she goes to the place where she sells lottery tickets. She has a location that is very busy and she has won the confidence of many people and so she has customers who always look for her to buy lottery tickets. With the income that she gets from this work, and with the little income received by her husband as a plumber, they have been able to bring up their family. Although her children are now in work and help at home, they don't want to sit with their arms crossed, not doing anything. They are hardworking people who like to succeed through their own efforts. This has led Yanira to present herself at this institution to request this loan which will enable her to acquire a greater number of lottery tickets to increase her stock and to be able to increase her sales and, therefore, her income. In this way, she hopes to improve her standard of living and that of her family.
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Yanira Guadalupe de 44 años de edad, habita junto con su grupo familiar el cual está conformado por su esposo y sus tres hijos. Gracias a la educación que con mucho empeño dio a sus hijos, estos ahora ya se encuentran trabajando y ya ayudan un poco con la economía del hogar. La señora Yanira se dedica a la venta de billetes de lotería desde hace 11 años. Todos los días se levanta muy temprano para ocuparse de las tareas del hogar y luego trasladarse para el lugar donde vende sus billetes de lotería. Se establece en un lugar muy concurrido en el cual ya logro ganarse la confianza de muchas personas, razón por la cual ya cuenta con clientela que continuamente la buscan para demandar los billetes de lotería. Con los ingresos que percibe de esta actividad y de los pocos ingresos recibidos por su esposo en el oficio de fontanería, han logrado sacar adelante a su familia. Aunque ahora sus hijos ya están trabajando y colaboran en el hogar, no quieren quedarse de brazos cruzados, sin hacer nada. Ellos son personas trabajadoras que les gusta salir adelante por medio de sus propios esfuerzos. Esta razón ha llevado a la señora Yanira a presentarse a esta institución para solicitar este crédito el cual le permita adquirir un número mayor de billetes de lotería para incrementar la oferta y poder lograr incrementar las ventas así como los ingresos. De esta forma espera mejorar su condición de vida y la de su familia.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 574
    View loans »
    El Salvador Loans Fundraising
  • $23,525,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Yanira Guadalupe to buy lottery tickets.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 27, 2012
Listed
May 25, 2012
Currency Exchange Loss:
N/A
Ended:
May 17, 2013