Update on Reyna IsabelThe desire to succeed made 33 year old Reyna Isabel enter the business world. Three years ago she decided to start a little store in the living room of her home, where she sells a variety of goods such as: grains, candies, detergents, drinks, etc. In addition to her store, she has a little pupusa stand which she runs with her sister-in-law who is part of her family group along with her two little children and her brother. For some years, she has worked very hard to raise her family as she is a single mother and does not have the support of her children's father. She is a courageous woman who has a lot of will to succeed. Her greatest dream is to give her children a different quality of life to the one she has experienced. It is certain that, with the help that she is requesting now from Integral to boost her business, she will be able to achieve her dream of improving her quality of life and that of her family, although the situation is very difficult and and she knows that the only way to change her reality is to work very hard. The loan that she is requesting will be used to buy mostly: drinks and staple grains as she has noted an increase in demand for these products. As an enterprising woman, she doesn't want to let this opportunity slip by. It is very important to mention that she is very grateful for the help that she has received from this institution when, as in this case, she needed someone to lend her a hand.
Los deseos de superación, hicieron que Reyna Isabel, de 33 años de edad, entrará al mundo de los negocios. Hace 5 años se decidió en comenzar una pequeña tienda en la sala de su hogar, en la cual vende variedad de artículos como: cereales, golosinas, detergentes, bebidas, etc. además de su tienda también posee una pequeña pupuseria la cual atiende junto con su cuñada la cual forma parte de su grupo familiar junto con sus dos pequeños hijos y un hermano. Desde hace algunos años ha trabajado muy duro para sacar adelante a sus hijos, ya que es madre soltera y no cuenta con la ayuda del padre de sus hijos. Es una mujer con mucho coraje, la cual tiene muchos deseos de superación, su mayor sueño es dar a sus hijos una calidad de vida diferente a la que ella ha tenido acceso, está segura que con la ayuda que ahora solicita a INTEGRAL para impulsar su negocio, podrá lograr su sueño de mejorar su calidad de vida y la de su familia, ya que la situación es muy difícil y sabe que la única forma de cambiar su realidad es trabajando muy duro. El crédito que solicita lo invertirá en la compra principalmente de: bebidas y granos básicos, ya que ha notado un aumento en la demanda de estos productos, y como toda una mujer emprendedora no quiere dejar pasar esta oportunidad. Es muy importante mencionar, que está muy agradecida con la ayuda que recibió de esta institución, cuando, al igual que en esta ocasión necesitó de alguien que le tendiera una mano.
Previous Loan DetailsReyna Isabel S. is 32 years old and she is a single mother of two children, aged 10 and 4. She works very hard to provide them only with the best. She lives together with her children, her brother and sister-in-law in the region of San Salvador. She shares the household expenses with them which i... More from Reyna Isabel's previous loan »
About Apoyo IntegralApoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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