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Malika
Malika is a young woman and the mother of three children. Her oldest daughter and son are married, so she and her husband, Nozim, only have their youngest daughter in their care.

Malika has been sewing women's clothes for a long time; she sews beautiful dresses for Tajik women. She used to work from home but now, because of an influx of customers, she rents a shop in a busy location in the center of town. She is assisted by her daughter who has started to learn her mother's trade.

Malika's husband also works as an entrepreneur and sells vegetables at the market. As all members of the family are working, they take care of each other and carry out their responsibilities thanks to their earnings.

Malika will use our loan to buy fabrics so that she can sew national dresses and sell them. She has regular customers who sometimes come from far away places.
View original language description ↓
Малика- молодая женщина,мать троих детей- старшая дочь замиужем и сына женила.Воспитывает последнюю дочь вместе с мужем Нозимом.Имеет большой стаж в пошиве женской одежды, шьёт таджикским женщинам красивые платья.Раньше работала дома, теперь из-за потока клиентов арендует цех в центре города в многолюдном месте.Ей помогает дочь,которая уже научилась материнскому делу.Муж Малики тоже работает предпринимателем, торгует на базаре овощами.Вместе зарабатывая, семья содержат семью и проводят свои мероприятия благодаря своим доходам.Наш кредит Малика использует на покупку материи,из которых будет шить национальные платья на продажу. У неё постоянные покупатели из дальних районов.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $1,388
    Average annual income
  • 234
    View loans »
    Tajikistan Loans Fundraising
  • $27,743,550
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,125 helped Malika to buy fabrics to sew national dresses for women.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 23, 2012
Listed
May 21, 2012
Currency Exchange Loss:
Covered
Ended:
Jan 15, 2013