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Gertrude is married with eight children, four of whom go to school. She has owned a retail shop for one year. She has applied for a loan of 1,000,000 Ugandan shillings from MCDT-SACCO to buy more sugar, salt, soap and bread for her shop. Besides her retail business, Gertrude gets additional income through renting out rooms. She sells retail goods to all categories of people and works seven days a week. Her major business challenges include the ever-increasing prices of commodities and seasonality. She aspires to see her business expand into the wholesale area and also to educate her children to university-level. She resides in her own house and the family has access to electricity and running water. Her monthly expenses include school fees and paying utility bills.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 192
    View loans »
    Uganda Loans Fundraising
  • $31,346,400
    Funds lent in using Kiva
  • 2,470.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Gertrude to buy more sugar, salt, soap and bread.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
May 14, 2012
May 19, 2012
Currency Exchange Loss:
Oct 15, 2012