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Hoeun is just 24 years old. He has a common law relationship with his spouse, who works in the same type of business, cultivating rice for their livelihoods. This couple does not yet have a child but they wish to have one soon. Hoeun owns around 3 hectares of farmland, which provides a suitable output for the family. On the other hand, he doesn’t possess any animals for the maintenance of the rice field. As in the previous time, he usually borrows other villager’s animals or a tractor to work on his farm, and this has the effect of making much expense. To solve this problem, Hoeun decided to take out a loan from HKL to purchase two cows for farming purposes. This loan will help him to continually develop his business and he hopes to pursue a better standard of living in the years to come.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 278
    View loans »
    Cambodia Loans Fundraising
  • $37,506,450
    Funds lent in using Kiva
  • 4,007.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Hoeun to purchase two cows for farming purposes.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 4, 2012
May 18, 2012
Currency Exchange Loss:
May 25, 2013