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Evelyn's Group
In this Group: Evelyn, Pablita
Evelyn is married and has three children. Evelyn is 60 years old and lives in Punta, Panaon, Misamis Occidental.

To earn a living, Evelyn has a multi-cab-for-hire business. (A multi-cab is a small passenger and/or cargo van.) She has had this business for 10 years and each month she earns approximately PHP 7,000.

She has requested a loan of 20,900 PHP to purchase multi-cab tires for her business.

Evelyn has been a member of PMPC for 10 years. In the future, Evelyn hopes to purchase another multi-cab unit. Evelyn is the leader of a two-person group. Although they borrow as a group, each member of the group has her own business.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Philippines

  • $1175
    Average annual income
  • 268
    View loans »
    Philippines Loans Fundraising
  • $52,061,525
    Funds lent in using Kiva
  • 42.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A portion of Evelyn's Group's $500 loan helped a member to purchase multi-cab tires for her business.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Apr 18, 2012
May 18, 2012
Currency Exchange Loss:
Feb 15, 2013