An area of need that Ceferino faces is that he doesn't have his own house; he has been living with some relatives for a long time. Tired of that situation, he approached Ceprodel about being granted a loan to construct a little house, which would improve his family's well-being and allow him to have his own home.
Una de las necesidades que se le ha presentado al Señor Ceferino es que no tiene casa propia desde hace mucho tiempo en casa de unos familiares, cansado de esa situación se presento Ceprodel para ser beneficiado con un crédito para construir una pequeña casita y así otorgarle bienestar a su familia y poder contar con su propia casa.
About CEPRODELThis loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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