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Emerita is married with 3 children. She is 53 years old and lives in Lumbayao,Tampilisan Zamboanga del Norte.

Emerita owns a general store to earn a living and has had this business for 3 years. Each month, she earns 3000 PHP doing this type of work. She has requested a loan of 14900 PHP to purchase more stock for her general store.

Emerita has been a member of PMPC for 3 years. In the future, she hopes to expand her business.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 1223
    View loans »
    Philippines Loans Fundraising
  • $63,466,825
    Funds lent in using Kiva
  • 42.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Emerita to purchase more stock for her general store.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
May 10, 2012
May 17, 2012
Currency Exchange Loss:
Mar 15, 2013