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Marlene Monserrate
The members of Mejorando el Futuro Communal Bank meet every two weeks in a town called Tierras Amarillas in Rocafuerte Canton. This area is known for its agriculture because a large number of residents work in short-cycle farming.

Marlene lives here. She is 35 years old and has a common-law relationship from which she has three daughters, ages 10, 9, and 4. The two oldest are in school. Her husband works in agriculture.

Our friend works with her brother. They have a business selling fruit such as watermelons, melons, cucumbers, etc. Her work method is the following: They buy from farmers in the area and then go to the market in the city of Portoviejo every morning to sell both wholesale and retail. They work from Monday through Saturday from 5:00 until 2:00. She says she has been doing this work for several years already and that she has been able to improve her quality of life thanks to this business.

This loan is to buy melons, watermelons, cucumbers, and other fruit. She has been in the communal bank for seven years and she likes it for the support and help she has received throughout the years.

Her dreams are to improve her house and to buy a car someday because they rent every time they make a trip.
View original language description ↓
En una localidad llamada Tierras Amarillas del cantón Rocafuerte cada quince días se reúnen las socias del Banco Comunal Mejorando El Futuro, este sector es conocido por su agricultura ya que gran parte de sus habitantes se dedican a los sembríos de ciclo corto.

En este lugar v ive la señora Marlene, tiene 35 años de edad y mantiene una relación de unión libre de la cual tiene tres niñas de 10, 9 y 4 años de edad, las dos mayores están en escuela. El marido es se dedica a la agricultura.

Nuestra amiga trabaja en sociedad con su hermano, ellos tienen un negocio de venta de frutas como: sandias, melón, pepino, etc. Su forma de trabajar es la siguiente, ellos compran a agricultores de la zona y luego todas las mañanas se desplazan hasta el mercado en la ciudad de Portoviejo para vender tanto al por mayor como al menudeo. Trabajan de lunes a sabados desde las 5h00 hasta las 14h00, dice que lleva ya algunos años que se dedican a esto y que gracias a este negocio a podido mejorar su calidad de vida.

Este crédito es para comprar melones, sandias, pepinos y otras frutas. Está en el Banco Comunal desde hace 7 años y le gusta por el apoyo y ayuda que ha recibido en todos estos años.

Sus sueños son mejorar su casa y algún dia comprar un carro pues fletan cada vez que realizan su viajes.


About Ecuador

  • $10,600
    Average annual income
  • 90
    View loans »
    Ecuador Loans Fundraising
  • $24,187,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Marlene Monserrate to buy melons, watermelons, cucumbers, and other fruit.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 3, 2012
Listed
May 25, 2012
Currency Exchange Loss:
N/A
Ended:
Oct 15, 2012