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Gloria Moncerrate
The Productivo communal bank meets every two weeks in the Montecristi settlement, known nationally and internationally for its rich pre-Columbian culture and for its arts. It’s the place of the famous straw hats.


Gloria lives here. She is 42 years old and in a live in relationship. They have three children, one adult and the others ages 16 and 14. The oldest studies at university and the younger ones attend school. Her husband is a fisherman.


Our friend is a lady who loves to earn her own income and prepares and sells her own corviches and empanadas. She says that she makes 200 corviches and 200 empanadas which she provides to merchants who then take them to their places of business and resell them to their customers. She works every day from 8:00 am to 4:00 pm and has been doing this for more than five years. It provides her a good income.


She will use the money from this loan to buy peanuts, banana, fish, and other necessary ingredients to make her products. She has been with the communal bank for five cycles and she enjoys the quick turnaround of the loans and also that as soon as one is paid off, she can get another without losing time.


Her dreams are to continue moving forward in her business and for her children to establish themselves in professional careers.
View original language description ↓
EL Banco Comunal Productivo se reúne cada quince días en el Cantón Montecristi, conocido por su rica cultura pre colonial y por su artesanía que es reconocida a nivel nacional e internacional. Lugar de los famosos sombreros de paja toquilla.

En este lugar vive la señora Gloria, tiene 42 años de edad y mantiene una relación de unión libre de la cual tiene tres hijos, uno mayor y los menores de 16 y 14 años de edad los mismos que estudian en universidad y los menores en colegio. El marido se dedica a la pesca.

Nuestra amiga es una mujer que le encanta ganar sus propios recursos para lo cual se dedica a la preparación y venta de corviches y empanadas, nos cuenta que todos los días ella fabrica 200 corviches y 200 empanadas las mismas que entrega a comerciantes que luego los llevan a su negocios y allí las revenden a sus clientes, trabaja todos los días desde las 8h00 hasta las 16h00 y lleva más de 5 años realizando esta labor la cual le ha dejado muy buenos ingresos.

Este crédito es para comprar maní, plátano, pescado y otros ingredientes necesarios en la fabricación de sus productos. Lleva cinco ciclos en el Banco Comunal y le gusta la rapidez con que salen los créditos, además porque termina uno y comienzan con otro sin pérdida de tiempo.

Sus sueños son seguir adelante en su negocio y que sus hijos sean profesionales.

About Ecuador

  • $10,200
    Average annual income
  • 11
    View loans »
    Ecuador Loans Fundraising
  • $22,545,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Gloria Moncerrate to buy ingredients.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 3, 2012
Listed
Jun 1, 2012
Currency Exchange Loss:
N/A
Ended:
Sep 15, 2012